Consolidate Debt - Information on credit counseling and debt consolidation programs

Debt Consolidation and Debt Management - Become Debt Free

Consolidate your debt into one easily manageable monthly payment. Become debt free within 5 years! Let us at Debt Management and Debt Consolidation help you become truly debt free. By working with your creditors, we provide a free consultation to help you become debt free within 5 years.

In most cases, we can structure a solution that will reduce your financial and emotional stress. Very often, the best solution is to consolidate debt with a plan. This is the process of combining multiple accounts into one payment. This debt is usually in the form of unsecured debt such as credit card accounts. Our professionally trained counselors will negotiate with your creditors to obtain the lowest monthly payment obligations necessary to satisfy all of your current creditors. In some cases, we can reduce or eliminate late fees and finance charges entirely.

Many people who face a financial crisis choose the drastic measure of declaring bankruptcy. Sometimes they commit themselves to a long-term loan that do not really solve the underlying problem. Worse yet, many people simply ignore the ever widening problem until it is too late. Please act now and let us help you.

More information can be found on the following pages: student loan consolidation personal bankruptcy debt settlement debt management debt advice IVA insolvency practitioner links site map contacts

Here are some useful links to other Debt Consolidation companies

Companies found on Google

Companies found on Yahoo

Companies found on DMOZ

Other information is available at the National Debt Line

What is National Debtline?

National Debtline is a national telephone helpline for people with problems in England, Wales and Scotland. Our service is free, confidential and independent. At National Debtline we are committed to answering your call and then discussing your problems with you and the options available to you. The specialist advice that we give over the telephone is backed up with written self-help materials which we can send out to you for free. If your circumstances meet certain criteria, we can, if you are interested, assist in setting up a Plan for you, for free. Our opening times are: Monday - Friday 9am-9pm and Saturday 9.30am - 1pm

What happens when you call us? When you call us you will speak to one of our trained advisers who will discuss your circumstances with you. We may need to ask you a number of questions, to ensure that the advice we give you is accurate. We will outline the options available to you and the pros and cons of the options that you have. Once you have decided on a course of action we will explain to you how to take it forward.

All our calls are treated in the strictest confidence and we will not make any judgments on your situation. You do not have to give us your personal details - you can remain anonymous if you wish. If you need further advice after your first call, you are welcome to ring us again. To protect our callers' confidentiality we do not use British Telecom's "caller display" equipment so we cannot see your number when you ring us. We also have a permanent block on the "caller return" service. Therefore, if we ring you back our number will not be announced as the last number to ring you to anyone dialling 1471. Your phone calls may be listed on an itemised bill, so bear this in mind if someone else may see your phone bill.